There is no doubt that in many parts of the country, the term “starter house” means entering a bidding war where the starting point in California is $440,000 and the median cost is about $800,000. Could it be due to, in California, a Code of Regulations on housing is over 21,000,000 words in length, or because all new houses must have solar panels which add about $8,000 or more to each new house? Of course not, as the government, both State and Federal are there to “solve” the housing problem. We might very well have a housing problem because of the State and Federal regulations which aim at taking away local control of housing and centralizing all decisions by bureaucrats far from those who lives they attempt too “better.”